SUBJECT:

USE Credit Union

One of the many benefits of being a UCSD faculty or staff member is the
eligibility to join University & State Employees (USE) Credit Union. Having
a USE branch right on campus makes it easy to enjoy the time- and
cost-saving advantages the credit union provides.

USE Credit Union offers a full range of financial services. In addition
to checking and savings accounts, they have low-interest credit cards and
great rates on auto, consumer, and home loans. They also offer a variety
of savings and investment options.

As a USE Credit Union member, you will enjoy time-saving and convenient
account access. In addition to five San Diego locations and a worldwide
network of ATMs, you can access your accounts through LiveWire, USE's
24-hour automated telephone service or, during regular business hours, a
TeleServices Center representative will be happy to assist you. USE also
offers home banking and bill payment through the Internet (check them out
at www.usecu.org).

Many faculty and staff members already take advantage of USE's convenient
Direct Deposit service which automatically deposits their University
paychecks. In addition to saving valuable time, this service ensures that
your funds are immediately available.

If you have not already done so, please consider joining USE Credit Union.
The UCSD branch office is located on campus at 3100 Gilman Drive. For
information call 453-5620, or USE's TeleServices Center at 641-7575 during
normal business hours.

Robert C. Dynes Chancellor