OFFICE OF THE VICE PRESIDENT - SYSTEMWIDE HUMAN RESOURCES

October 7, 2025

ALL ACADEMICS AND STAFF AT UC SAN DIEGO

Systemwide Human Resources Vice President Cheryl Lloyd issued the following letter regarding benefits for 2026. Additional benefits communications will be issued locally in the coming weeks. Please refer to this benefits fact sheet on UCnet for more information. Campus employees can contact benefits@ucsd.edu with questions. Health System and Health Sciences employees can contact Health Human Resources through this portal.

Tuesday, Oct. 7, 2025

Valued colleagues:

Open Enrollment starts on October 30, and I’m writing to let you know about a few big changes for next year. I’ll try to keep this short—you can find all the details in the 2026 benefits fact sheet on UCnet. The most important takeaway for you is that your plan options and costs are changing, so this is the year you need to open that packet when you see it in your mailbox.

Health care costs keep going up nationwide, and that means your costs may also increase. While disappointing, this is something we have monitored and prepared for. Because of some big steps we’re taking together, we’re looking at an overall (average) premium increase of just 0.3%—instead of the 10.2% overall increase we were facing.

To keep our benefits program sustainable, we’re investing more, partnering with UC Health and changing our strategy:

What this means for you

The 2026 benefits fact sheet has more information about what’s changing, but you need to know three things: UC has a new medical plan, premiums are changing and we’re staying true to our commitment to strong benefits for our employees:

Preparing for Open Enrollment

If you choose Kaiser HMO, these changes may mean that your monthly premium will be higher next year, reflecting the true cost of your coverage. On the other hand, if you choose HealthSavings+ or UC Care, your monthly premiums may be lower.

Represented employees should review their contracts and reach out to their union representatives with any questions about how these changes will apply to them. Premiums for represented employees will be implemented consistent with applicable collective bargaining agreements and the law.

We know plan changes and premium increases affect you directly, and we weighed our decisions very carefully. If you’re considering a change in medical plans, we’ll have lots of resources during open enrollment to help you understand your options.

If you’re one of those people who never pays attention to Open Enrollment, this is the year to change that. Open your mail and keep an eye on UCnet and UC’s employee Instagram account for updates, resources and reminders. Your benefits team is ready to help you navigate these changes and find the best plan for you and your family.

Sincerely,

Cheryl Lloyd
Vice President
Systemwide Human Resources